i would like to retire by 45

Earlier if possible :)

The challenge is making sure Dan & I have enough for a comfortable retirement.
That brings me to the next challenge - how to achieve that!

Working the way I do is certainly not an option. I've determined  ( to be more accurate, my friends have determined for me) that it doesn't matter what job I take, I will pour a lot of effort into it. Sometimes I think I just take too long to finish something because I think too much about getting it the way I want... which means I fiddle a lot with something even after it's done and give myself more work ( dumb right?). Or maybe I just don't realise how many things I've taken on and take more... ( even dumber right?) . So it doesn't matter if it's a part-time or freelance. Work will always be the same - painful.

So, the best option is not working. I either do and give it everything I've got or I don't and make sure I have enough to do everything I want.  I like the sound of the second option better.  Doesn't everyone?

So back to the problem - what do I need to do to be able to retire at 45?  Assuming I live till 65, that's another 20yrs to provide for!! There's also the cats to feed!

Damp Depressing December

It's December. I am sorely missing my boots, coats and hats...

December in Singapore is somewhat dismal because it rains everyday. All our stuff gets moldy because it's so damp ( there goes Dan's fancy leather shoes and jackets). Clothes never dry (thank goodness for our washer + dryer) and my shoes are like water receptacles each time I'm caught in the rain.